About Signet Financial Group
Signet Financial Group Limited is a full service consulting and brokerage house whose history dates back to 1959. We are in a position to provide you with all the services required for the successful operation of your Group Benefit program. Our team of professionals have extensive backgrounds in the consultation of employer benefit and pension programs.
We are in daily contact with all suppliers of group insurance benefits. Our detailed knowledge of the marketplace is the basis of our pledge and guarantee to secure the most competitive cost structures available for your benefit program.
Each member of Signet Financial Group has accumulated many years of experience in the support and maintenance of employee benefit plans. Each is professionally accredited and recognized as a specialist in their field.
Signet Financial Group is servicing Canadian and US clients and their branches operating in the Caribbean, Mexico, Central & South America, Europe and several countries in the Middle East.
We are an independent corporate entity, totally free to deal with all insurance carriers completely unbiased and without obligation. This leaves us free to pursue your best interests in the resolution of any issue which may arise.
Our daily activities are guided by the belief that skill and expertise brought to bear expeditiously are the most crucial ingredients in making the daily operation of an employee group benefit program a success.
We currently have clients of substantial size engaged in all aspects of business activity. Signet Financial Group provides consulting services to hundreds of diverse professional and corporate accounts in the following sectors:
- Civic Government and Public Service Organizations
- Accounting, Architecture, Engineering and Law
- Medical and Dental Professional Offices
- General and Airport Security
- Pulp, Paper and Printing
- Apparel
- Construction
- Computer and Systems Design
- Web design and “App” Development
- Mining, Oil & Gas
- Financial and Investment Advisors
- Wholesale Distribution
- Shipping and Trucking
- Educational Institutions
- Automotive Dealers and Repair Shops
The Signet Financial Group Team
Daniel J. Sember
Employee Benefits Consultant. CFP. CLU. CHFC. RHU. B. Comm, B.Econ.Daniel joined Signet Financial Group in 2001 offering our clients his expertise in designing, pricing and implementing group plans in Canada. He brings over 16 years of financial management experience to Signet Financial Group Ltd. His roles have included management and consulting activities over his career.
Daniel gained his experience in the branch offices of two of the largest insurers in Canada and most recently as President of Signet Financial Group Ltd. He has been involved in the design, implementation and servicing of many employee benefit plans for large corporations operating in Canada.
His areas of expertise includes:
- Basic Group Insurance Programs
- Executive Benefit and Compensations Programs
- Collective Bargaining Procedures
- ExPatriate Benefit Programs
- Administrative Services Only Programs
- Healthcare Spending Accounts
- Flexible Benefit Programs
- Healthcare Trust Accounts
- Cost Plus Programs
- Client Service Agreements with Carriers
- Group Pension and Retirement Savings Programs
- Health and Dental Trusts
- Drug Formulary Program
- Severance Packages
- Renewal Underwriting and Rate Negotiation
- Disability Claims Adjudication and Settlements
- Group Critical Illness Programs
- Group Long Term Disability Programs
- Group RRSP’s and Pension Plans
Daniel is dedicated to providing exceptional service and advice in a highly ethical and responsible manner. His expertise, hard work ethic and dedication to providing the highest possible level of service make him a strong advocate for our clients.
The Bachelor of Commerce degree was attained with a particular focus on Finance. This combined with his education in the discipline of Economics puts Daniel in a unique position to offer quality advice to our clients.
Dharmesh Dass
Employee Benefits Consultant. GBA.Dharmesh joined Signet Financial Group in 2012 offering our clients his expertise in the design and implementation of Employee Benefit programs, including Flexible Benefit packages and Health Care Spending Accounts for numerous clients.
Over the past 15 years, Dharmesh was an Account Executive with Desjardins Financial.
Some major accounts he was responsible for were: Remax of Western Canada, OpenRoad Auto Group, Choices Markets, and Polygon Homes to name a few.
Today his expertise provides our clients with value added services in the following areas:
- Basic Group Insurance Programs
- Executive Benefit and Compensations Programs
- Collective Bargaining Procedures
- ExPatriate Benefit Programs
- Administrative Services Only Programs
- Healthcare Spending Accounts
- Flexible Benefit Programs
- Healthcare Trust Accounts
- Cost Plus Programs
- Client Service Agreements with Carriers
- Group Pension and Retirement Savings Programs
- Health and Dental Trusts
- Drug Formulary Program
- Severance Packages
- Renewal Underwriting and Rate Negotiation
- Disability Claims Adjudication and Settlements
- Group Critical Illness Programs
- Group Long Term Disability Programs
- Group RRSP’s and Pension Plans
Teresa Anagnostou
Account ManagerTeresa joined Signet Financial Group in 1999, working in all aspects of our client’s group insurance programs. Her strong relationships with our clients, as well as insurance company representatives, enable her to quickly resolve client concerns as they arise.
Before joining Signet, Teresa spent five years working at Canada Life. During her time there, she gained experience in several areas of group insurance sales and service. She held the position of senior group service representative, ooderwriter and claims adjudicator for Extended Health and Dental benefits. She has experience in all group insurance procedures including:
- Basic Group Insurance Programs
- Administrative Services Only Programs
- Healthcare Trust Accounts
- Cost Plus Programs
- Drug Formulary Programs
- ExPatriate Programs
Betty Wong
Claims SpecialistBetty joined Signet Financial Group in 2001, working in all aspects of our client’s group insurance programs. Her strong relationships with our clients, as well as insurance company representatives, enable her to quickly resolve client concerns as they arise.
Betty brings twenty-one years of experience to the Signet Financial team. Her strength and expertise in the adjudication of claims has proven to be an asset to our clients. She spent many years at Canada Life as Supervisor of the Extended Health and Dental claims department, Short Term Disability claims adjudicator and underwriter. Betty’s background in adjudication of group insurance claims provides strong support for our clients. She has experience in all group insurance procedures including:
- Disability Claims adjudication
- Health Claims adjudication
- Dental Claims adjudication
Over the years, our commitment to excellence and passion for our clients has been recognized.
Knowledge and Experience
What We Do
Group Benefits
Employee benefit plans can be very challenging for owners and human resource professionals. At Signet Financial Group, we use our knowledge, skills, and expertise to make Benefits “easy to understand”.
Association Plans
Association plans can offer increased plan flexibility and lower cost. At Signet Financial Group, we have established association plans to help simplify the employee benefits part of your business.
Individual Life, Critical Illness & Disability Insurance
At Signet Financial Group, we have the expertise to help guide and walk you through the process of planning for your Individual Life, Critical Illness and Disability Insurance needs.
Get your employees the medical benefits package they deserve